Newport Beach, California

Luxury home finance, personally structured

(714) 655-5438 Schedule consultation
Michael D Micci The Luxury Home Finance Expert
Call (714) 655-5438 Schedule consultation
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The Micci standard 01 Purchase strategy 02 Refinance strategy 03 Direct access NMLS #340723 Company NMLS #340723
Newport Beach Private mortgage strategy

Luxury financing.
Precisely structured.

A personal mortgage strategy for buying, refinancing, or improving the structure of your current loan—with direct guidance from Michael D Micci.

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Michael D Micci The Luxury Home Finance Expert NMLS #340723 (714) 655-5438 [email protected]

Michael D Micci

Senior Loan Officer

NMLS #340723(714) 655-5438[email protected]
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How We Can Help Buy Your Dream House

Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • Get Your Offer Accepted
  • Know Your Buying Range
Get Pre-Qualified

The Best Rate

We will use our extensive knowledge and experience to get the best rates and loan program to fit your situation.

  • Benefits
  • Extensive experience
  • Lower rates, Lower Payments
Shop Rates

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • Hassle Free Funding
  • Get Your Dream House
Fund Your New Home

Welcome To DreamHomes4Less - Michael D Micci

At DreamHomes4Less - Michael D Micci, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent decades of experience which allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Our team at DreamHomes4Less - Michael D Micci is fast, friendly, experienced and here to help you every step of the process!

Our Satisfied Clients

Latest Blog Posts

Monthly Buydown Calculator

Use this calculator to see how you can initially lower your monthly payments.

* Please note: this calculator is for illustration payments and actual payments may vary.

Purchasing

We work conforming and non-conforming real estate loans.

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The DreamHomes4Less - Michael D Micci Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The DreamHomes4Less - Michael D Micci Address

Contact Us:

Phone: (714) 655-5438

Address: 36 Auvergne
Newport Coast, CA
92657

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed

Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

CLICK HERE FOR MORE
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Apply Now

Get started with our easy online application.

CLICK HERE TO GET STARTED
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Calculate Monthly Payment*

Calculate Monthly Payment
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.